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    Jan 27, 2020  
2019-2020 Undergraduate Catalog 
    
2019-2020 Undergraduate Catalog

Personal Finance, B.S.


(CIP = 52.0801) (PSF)
TOTAL DEGREE HOURS: 120

http://www.usf.edu/business/undergraduate/financial-planning/

The B.S. in Personal Finance offers a curriculum that concentrates on the analysis of personal financial data and the economic climate to prepare recommendations in the client’s best interest. The program examines professional issues in financial planning, including ethical considerations; regulation and certification requirements; written and oral communication skills; and professional responsibility. An emphasis is placed on analysis of data and critical thinking with regard to the client’s circumstances.

The emphasis in this program is on applying and synthesizing financial planning concepts and techniques to a client’s circumstances and developing a course of action based on accepted financial planning methods:

  1. To acquire the knowledge, empathy and understanding of a financial planning client,
  2. To sharpen your ability to spot and evaluate financial planning issues in a client’s circumstances,
  3. To think creatively and to solve problems in highly unstructured situations,
  4. To effectively develop and integrate issues in a holistic financial plan, rather than focusing on individual planning aspects,
  5. To enjoy the advantages of peer group review and feedback during the planning phases.

Limited Access


THIS MAJOR HAS ADDITIONAL ADMISSIONS REQUIREMENTS AS LISTED IN THIS SECTION.

Admission to the Muma College of Business is based upon availability of faculty and space within each discipline. The Muma College of Business has many upper-level, limited access programs, which means that it has admission requirements in addition to those of the University in general. Students interested in pursuing a degree in the areas offered by the Muma College of Business must complete the required prerequisites for entering the College in addition to other related criteria listed below.

Students must satisfy the following criteria:

  • Minimum of 60 semester hours of college credit earned.
  • Minimum of a cumulative grade point average of 2.5 on all college-level work and a minimum of 2.0 on all credit attempted at USF, including any prior to renewal. NOTE: Beginning Fall 2013 the Muma College of Business will establish each fall a new minimum overall GPA required to satisfy the limited access GPA admission requirement. The minimum overall GPA will range between a 2.5 with a maximum required GPA of a 2.75. Students will be notified each fall as to the minimum entrance GPA required for the following fall semester. Notification will occur through Canvas and updated at the following
    link: http://www.usf.edu/business/undergraduate/requirements-general.aspx.
  • In computing entry grade point average, all business and economics courses taken for S or U grades will be converted to C or F, respectively.
  • A minimum score of 550 on paper and pencil or 213 on computerized TOEFL is required, when applicable.

State Mandated Common Course Prerequisites


Transfer credits will be accepted from accredited institutions; however, all hours earned may not be applied toward USF business degree requirements. Individual courses will be evaluated by an academic advisor and appropriately credited toward requirements in the student’s program at USF.

Florida public state and community college students enrolled in an Associate of Arts (AA) program should normally complete the general education requirements and the State Mandated Common Prerequisites at a Florida College System institution. As a rule, AA students should avoid taking any business courses at the state and community college that are listed as 3000- and 4000-level courses at USF. Normally, courses in finance, marketing, management, and accounting, as well as other business administration courses, taken at the lower division level that are offered as upper division courses at USF will not be accepted for upper division credit in business administration. In general, business courses taken at the lower level, at technical schools, or as part of professional or military training, are not applicable to the degree programs of the Muma College of Business. Exceptions to this policy will be made only upon proper validation of such courses. Validation consists of successfully completing specified advanced courses in the discipline.

Florida College System students pursuing an Associate of Science (AS) program in Business Administration are fully admissible to USF. Please see a business advisor to determine the articulation courses, discuss admission to the Muma College of Business and prepare a program plan for degree completion. Students transferring to the Muma College of Business with an A.S. in Business Administration may earn a major in Management only.

Florida College System students pursuing an Associate of Science (A.S.) program in any other discipline should contact the Office of Undergraduate Studies, SVC 2002, (813) 974-4051, for information regarding course transferability and degree articulation.

Completion of the following State Mandated Common Prerequisites (or equivalents) with a grade of C- or higher in each course and an overall 2.0 GPA:

  • ACG X021 or ACG X022 - Principles of Financial Accounting or (ACG X001 & ACG X011) - 3 credit hours
  • ACG X071 or ACG X301 - 2-3 credit hours
  • CGS X100* or CGS X100C or CGS X570 or CGS X060 or CGS X531 or CGS X000 or ISM X000 or CGS X518 - 3-4 credit hours
  • ECO X013 - 3 credit hours
  • ECO X023 - 3 credit hours
  • STA X023 or STA X122  or QMB X100 - 3-4 credit hours
  • MAC X233 - 3 credit hours

Accounting majors must earn a C not C- in ACG 2021  & ACG 2071  

*Or demonstrated competency.

Major Requirements (21 Credit Hours)


Major requirements for the B.S. Degree:

GPA Requirements


A grade point average of 2.0 or higher must be achieved in all major course work at USF and an overall 2.0 GPA including transfer work.

Course Grade Requirement


Students are required to earn a C- or higher in all finance courses that are counted toward the major requirements.

Residency Requirement


At least 15 hours must be taken in residence at USF Tampa.

Research Opportunities


All undergraduate students in any degree program can participate in undergraduate research. There are a number of options to receive academic credit for a mentored research experience and to have the experience show on the official transcript. Students who wish to enroll in an undergraduate research course should consult with their academic advisor to understand how the credit will apply towards the degree requirements. If no credit is needed, students may be eligible to enroll in the 0-credit IDS 2912 , IDS 4914  or IDH 4910  courses. These courses will not impact degree credits or GPA but will show on an official transcript and document the experience. The Office for Undergraduate Research will assist students in understanding the various course options (http://www.usf.edu/undergrad/undergraduate-research/).

Internship Opportunities


It is recommended that Finance students participate in an internship course (FIN 4940 ) as part of their plan of study. This course is offered on an S/U basis only.

Advising Information


  • Orientation for freshmen and transfer students.
  • Academic advising and program information for pre-business students who have applied to the Muma College of Business and declared business as their intended major.
  • Students who meet all Muma College of Business admission requirements.
  • Evaluation of undergraduate transcripts for all declared and admitted business transfer students.
  • Maintenance of academic advising records.
  • Certification of graduation.
  • Location: C.H. Ferguson Hall (Business Administration Building) (BSN) 2102, (813) 974-4290 or schedule an advising appointment on-line: http://www.usf.edu/business/undergraduate/advising/.
  • Office Hours: 8am-6pm Monday-Thursday and 8am-4pm on Friday. Please refer to website for most current office hours information.

Personal Finance Faculty


Chairperson: J. Qi; Professors Emeritus: S. Bolten, S. Bulmash, S. Kapplin, R.L. Meyer, F. Power; Professors: D. Bradley, C. Pantzalis, J. Qi, R. Rutherford, N. Sutton; Associate Professors: S. Besley, D. Hunter, L. Wedge; Assistant Professors: J. Park, J. Williams; Instructors: M. Antia, I. Cherry, Y. DiGiovanni, G. Smersh, A. Tandon.

Plan of Study


Click here for Plan of Study. Once on this page, select the program from the available drop-down and then click ‘View Selected Plan.’