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    Oct 23, 2020  
2020-2021 Undergraduate Catalog 
    
2020-2021 Undergraduate Catalog

Personal Financial Planning B.S.


TOTAL DEGREE HOURS: 120

The Personal Financial Planning program aims to equip students with the knowledge and skills needed to pursue careers in the financial planning and related industry. A financial planner takes a “big picture” view of a client’s financial situation and makes financial planning recommendations based on the client’s needs in areas such as budgeting and saving, taxes, investments, insurance and retirement planning. Alternatively, the planner may work with a client on a single financial issue but still within the context of that client’s overall situation.

Limited Access


THIS MAJOR HAS ADDITIONAL ADMISSIONS REQUIREMENTS AS LISTED IN THIS SECTION

Students who transfer to the USF Muma College of Business must meet the following admission guidelines below:

  1. Minimum of 60 semester hours of college credit earned.
  2. Minimum cumulative grade point average of 2.50 on all college-level work and a minimum of 2.00 on all credit attempted at USF, including any prior to renewal.
  3. Completion of all state mandated prerequisite courses with a grade of C- or better in each course and an overall 2.00 GPA in all seven (7) courses. The courses are:
    1. Financial Accounting: ACG X021/ACG X022 (or ACG X001 & ACG X011)
    2. Managerial Accounting: ACG X071 (or ACG X301)
    3. Computers in Business: CGS X100 (or acceptable substitute)
    4. Principles of Macroeconomics: ECO X013
    5. Principles of Microeconomics: ECO X023
    6. Elementary Calculus: MAC X233 or MAC 2230
    7. Statistics: QMB X100 or STA X023 or STA X122

State Mandated Common Course Prerequisites


Transfer credits will be accepted from accredited institutions; however, all hours earned may not be applied toward USF business degree requirements. Individual courses will be evaluated by an academic advisor and appropriately credited toward requirements in the student’s program at USF.

Florida public state and community college students enrolled in an Associate of Arts (AA) program should normally complete the general education requirements and the State Mandated Common Prerequisites at a Florida College System institution. As a rule, AA students should avoid taking any business courses at the state and community college that are listed as 3000- and 4000-level courses at USF. Normally, courses in finance, marketing, management, and accounting, as well as other business administration courses, taken at the lower division level that are offered as upper division courses at USF will not be accepted for upper division credit in business administration. In general, business courses taken at the lower level, at technical schools, or as part of professional or military training, are not applicable to the degree programs of the Muma College of Business. Exceptions to this policy will be made only upon proper validation of such courses. Validation consists of successfully completing specified advanced courses in the discipline.

Florida College System students pursuing an Associate of Science (AS) program in Business Administration are fully admissible to USF. Please see a business advisor to determine the articulation courses, discuss admission to the Muma College of Business and prepare a program plan for degree completion. Students transferring to the Muma College of Business with an A.S. in Business Administration may earn a major in Management only.

Completion of the following State Mandated Common Prerequisites (or equivalents) with a grade of C- or higher in each course and an overall 2.0 GPA.

  • ACG X021 Principles of Financial Accounting or ACG X022 or (ACG X001 and ACG X011) - 3 credit hours
  • ACG X071 Managerial Accounting I or ACG X301 - 2-3 credit hours
  • CGS X100 Computer Literacy Business or CGS X100C or CGS X570 or CGS X060 or CGS X531 or CGS X000 or IMS X000 - 3-4 credit hours
  • ECO X013 Principles of Economics Macro - 3 credit hours
  • ECO X023 Principles of Economics Micro - 3 credit hours
  • MAC X233 Calculus for Business & Social Science I - 3-4 credit hours
  • STA X023 Statistics or QMB X100 or STA X122 - 3-4 credit hours

Required Supporting Courses (3 courses; 9 Credit Hours)


The following courses are supporting courses for this major. They are required for the major, but are not counted in the total major hours but are counted toward the total program hours of 120 credit hours. The degree will not be awarded if these courses have not been taken by the end of the student’s final semester.

Business Foundation Courses (9 courses; 27 Credit Hours)


A minimum grade of C- in each Foundation course with an overall 2.0 GPA is required. Finance majors must earn a C, not a C-, in FIN 3403  with no more than two attempts.

Major Requirements (21 Credit Hours)


Major requirements for the Personal Financial Planning B.S. Degree:

GPA Requirements


Students must earn a 2.0 GPA on all major coursework at USF and have an overall 2.0 major GPA, including any applicable transfer work.

In computing entry grade point average, all Business and Economics courses taken for S or U grades will be converted to C or F, respectively.

Grading Requirements


Students are required to earn a C- or higher in all Personal Finance courses that are counted toward the major requirements.

D/F Policy


All students entering USF for the first time in Fall 2017 or later, who subsequently earn three (3) D and/or F grades in any or any combination of the following courses at USF will be required to change their major to a major more appropriate to their goals and academic performance and to a major not conferred by the Muma College of Business. The courses are: ACG 2021 , ACG 2071 , CGS 2100 , ECO 2013 , ECO 2023 , MAC 2233  (or equivalent), and QMB 2100  (or equivalent).

Residency Requirement


Major Residency: Students must complete 15 credit hours of upper-level Financial Planning/Finance requirements in residence at USF.

College Residency: Muma College of Business residency requirements for graduation exceed the minimum requirements established for USF. Students are required to complete satisfactorily at USF a minimum of 50 percent (30-33 credit hours depending on major) of required Business courses, including 12-18 credit hours in the major field. Normally, independent study and independent research courses do not fulfill this requirement.

Research Opportunities


All undergraduate students in any degree program can participate in undergraduate research. There are a number of options to receive academic credit for a mentored research experience and to have the experience show on the official transcript. Students who wish to enroll in an undergraduate research course should consult with their academic advisor to understand how the credit will apply towards the degree requirements. If no credit is needed, students may be eligible to enroll in the 0-credit IDS 2912 , IDS 4914  or IDS 4910  courses. These courses will not impact degree credits or GPA but will show on an official transcript and document the experience. The Office of Undergraduate Research will assist students in understanding the various course options.

Internship Opportunities


It is recommended that Finance students participate in an internship course (FIN 4940 ) as part of their plan of study. This course is offered on an S/U basis only.

Advising Information


Tampa Campus Location:  BSN 2102
(813) 974-4290 or schedule an advising appointment online at https://www.usf.edu/business/undergraduate/advising/appointments.aspx

Office Hours:
Monday - Thursday 8:00am - 6:00pm
Friday 8:00am - 4:00pm (Friday is reserved for walk-in’s only)
Please refer to website for most current office hours and advising availability information: https://www.usf.edu/business/undergraduate/advising/

For questions, email bsnadvising@usf.edu.
Be sure to include your name, U#, and contact information with your question.

St Petersburg Campus Location:  DAV 134
Mon-Thu: 8:00a.m. – 6:00p.m.
Fri: 8:00a.m. – 5:00p.m.
(727) 873-4511 advising@usfsp.edu
Website:  https://www.usfsp.edu/academic-advising/

Sarasota Manatee Campus Location:  SMC C107
(941) 359-4330 sar-advising@sar.usf.edu
Website:  sarasotamanatee.usf.edu/academic-advising​

4 Year Plan of Study - Personal Financial Planning B.S.


NOTES:

Year 1


Semester 1 (Fall)


Total Credit Hours: 15

Semester 2 (Spring)


Total Credit Hours: 15

Semester 3 (Summer)


Please consider pursing High Impact Practice opportunities this semester such as Education Abroad, Internship Opportunities, Community Engagement, or Research Opportunities.

Questions about opportunities? Schedule an appointment with your academic advisor.

Year 2


Semester 4 (Fall)


Total Credit Hours: 15

Semester 5 (Spring)


Total Credit Hours: 15

Semester 6 (Summer)


Total Credit Hours: 6

Year 3


Semester 7 (Fall)


Total Credit Hours: 15

Semester 8 (Spring)


Total Credit Hours: 12

Semester 9 (Summer)


Total Credit Hours: 3

Year 4


Semester 10 (Fall)


Total Credit Hours: 12

Semester 11 (Spring)


Total Credit Hours: 12

2 Year Plan of Study - Personal Financial Planning B.S.


NOTES:

Year 1


Semester 1 (Fall)


Total Credit Hours: 15

Semester 2 (Spring)


Total Credit Hours: 15

Semester 3 (Summer)


Total Credit Hours: 6

Year 2


Semester 4 (Fall)


Total Credit Hours: 12

Semester 5 (Spring)


Total Credit Hours: 12